Terms and Conditions

1. Acceptance of Terms

By accessing or using the Song Loivinh website and any associated services (collectively, the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, you must not access or use the Service. These Terms apply to all visitors, users, and others who access the Service.

2. Description of Service

Song Loivinh provides informational tools, analysis, and automated features related to dollar-cost averaging strategies and digital asset risk assessment. The Service is intended to support informational and educational decision-making and does not constitute financial, investment, tax, or legal advice. Nothing presented through the Service should be interpreted as a recommendation to buy, sell, or hold any particular asset.

3. Eligibility

You must be at least eighteen (18) years of age and legally capable of entering into binding contracts in your jurisdiction to use the Service. By using the Service, you represent and warrant that you meet these requirements and that your use of the Service complies with all applicable laws and regulations in your jurisdiction.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify Song Loivinh promptly of any unauthorized use of your account.

5. No Investment Advice

The content, tools, and outputs provided through the Service are for general informational purposes only. Song Loivinh is not a registered investment adviser, broker-dealer, or financial institution, and nothing on the Service should be construed as personalized financial advice. You acknowledge that digital asset markets are volatile and that any decisions you make regarding your assets are made at your own discretion and risk. You should consult with a qualified financial professional before making any investment decisions.

6. Assumption of Risk

You acknowledge and accept that investing in digital assets carries significant risk, including but not limited to market volatility, regulatory changes, loss of principal, and technological failures. Song Loivinh makes no guarantee regarding the performance, accuracy, or reliability of any analysis, projection, or automated strategy made available through the Service. Past performance of any strategy or methodology is not indicative of future results.

7. Acceptable Use

You agree not to use the Service for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Service. You agree not to attempt to gain unauthorized access to any part of the Service, to reverse-engineer any underlying software, or to use automated means to scrape or extract data from the Service without prior written consent from Song Loivinh.

8. Intellectual Property

All content, trademarks, logos, graphics, and software associated with the Service are the property of Song Loivinh or its licensors and are protected by applicable intellectual property laws. No right, title, or interest in the Service or its content is transferred to you as a result of your use of the Service. You may not reproduce, distribute, modify, or create derivative works from any part of the Service without prior written permission.

9. Fees and Payments

Certain features of the Service may be offered on a paid subscription or fee basis. Where applicable, pricing, billing cycles, and cancellation terms will be clearly presented at the point of purchase. Song Loivinh reserves the right to modify its pricing structure at any time, with reasonable notice provided to existing subscribers where required by applicable law.

10. Third-Party Services and Links

The Service may contain links to or integrations with third-party websites, platforms, or services that are not owned or controlled by Song Loivinh. Song Loivinh assumes no responsibility for the content, privacy practices, or terms of any third-party services and encourages you to review their respective terms and policies before use.

11. Disclaimers and Limitation of Liability

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Song Loivinh does not warrant that the Service will be uninterrupted, error-free, or secure. To the fullest extent permitted by applicable law, Song Loivinh shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or digital assets, arising from your use of or inability to use the Service.

12. Indemnification

You agree to indemnify and hold harmless Song Loivinh, its affiliates, officers, and representatives from any claims, damages, losses, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

Song Loivinh reserves the right to suspend or terminate your access to the Service at its sole discretion, with or without notice, for conduct that it believes violates these Terms or is otherwise harmful to other users, Song Loivinh, or third parties. You may discontinue use of the Service at any time.

14. Modifications to the Service and Terms

Song Loivinh reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice. Song Loivinh may also revise these Terms from time to time. Material changes will be indicated by updating the "Last Updated" date below. Continued use of the Service following any changes constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Song Loivinh operates, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Service shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable consumer protection law.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.

17. Contact

If you have questions regarding these Terms, please reach out through the contact channel provided on our Contact page.

Last Updated: This document is a general template and should be dated upon formal legal review and publication.